Health Insurance

In appreciation of your dedicated service, we are pleased to offer a variety of affordable health plans. All temporary staffing employees that are working 30 hours or more per week and have completed their 59 day waiting period are eligible for coverage.

We are currently offering the following types of insurance:

Big MEC Plan through the American Worker Insurance Company. The Big MEC plan will satisfy the IRS requirement for health insurance coverage as defined by the Affordable Care Act and prevent the employee from incurring the “Individual Mandate “penalty in 2016. The plan utilizes the First Health Network which is one of the nation’s largest networks with nearly 490,000 healthcare professionals. Please note that this plan is NOT minimum essential coverage for purposes of the individual health coverage requirements in Massachusetts.

Fixed Indemnity Plan through the American Worker Insurance Company. This plan combined with the Big Mec plan provides added coverage for Hospital Stays and certain Surgical Procedures. Please Note this product is NOT available to residents of NH.

For more detailed information about these health insurance plans Insurance Guide

To enroll in the Big Mec and/ or the Fixed Indemnity Plan you can go online and log into the Balance Benefits website by entering the following into your browser: or you can call your Benefit Information Specialist today at 1-800-865-9164. There is a Benefit Consultant available to you 24/7 (multi-lingual) to explain your options and answer any questions you may have.

Major Medical Plan

Tech Needs offers full-time eligible employees a Major Medical Plan that utilizes the Cigna Network. This plan provides certain coverage after meeting a $6,350 deductible.

You will also have access to a national PPO Network, Cigna, which can lower out-of-pocket expenses. Major Medical Details
Healthcare enrollment FAQs

2017 HealthCare Open Enrollment

Tech Needs will be having our Open Enrollment for Health Coverage starting on November 16, 2016 and ending on December 9, 2016.  We will be offering a variety of health plan options of you to consider. We are also offering a Dental and Vision insurance plan as well this year.

All Employees that are currently enrolled in the American Worker Big Mec plan will automatically renew with that plan for 2017. If you would like to make changes or cancel your plan, you will need to call (800) 865-9164 or visit
If you have not previously enrolled in our health plan, you will be able to enroll during the Open Enrollment period. Your health coverage can begin as early as January 1, 2016.

Under the current provisions of the Affordable Care Act (Obamacare), U.S. residents are required to obtain and maintain health insurance coverage. If you do not enroll in health insurance during the Open Enrollment period, or you do not enroll in Medicaid or CHIP, you may be subject to tax penalties at the end of the year. The penalty fee will range from $695 or 2.50 percent of taxable income in 2016 per adult. The percent will be adjusted for inflation in 2017.

For more information about our health insurance benefits click here or contact your recruiter or Breanne at (603) 898-3000 or email

Dental and Vision Insurance

Tech Needs currently offers dental insurance through Ameritas Life Insurance Corp. Keep a bright, healthy smile while supporting your overall well-being with affordable dental coverage. You can use any provider, but have access to a dental network to lower out-of-pocket costs.

Tech Needs also offers Vision Coverage through Ameritas Life Insurance Corp. A regular eye exam won’t just help you see better, it can also detect the first signs of serious health conditions. With this plan you’ll get coverage for exams as well as corrective eyewear. Visit a VSP Choice provider to get the most benefit from the plan.
For more information on our health, dental and vision plans including your weekly premium rates, view the 2017 Dental Benefits or contact your Tech Needs Recruiter.

Direct Deposit

We at Tech Needs are here to make your life a little easier by offering Direct Deposit for your weekly paycheck. It’s a more convenient and secure way to be paid each week. The best part of all is that your funds are available to you immediately after they are deposited by your bank. Please make sure to check with your bank to see that your money is in your bank account before you start spending. We are not responsible for any overdraft fees that can occur.
For more information on Direct Deposit, visit our FAQs

No Fee Pay Cards

Coming Soon!

Referral Bonus

Tech Needs is always looking for good people. That’s where you come in! If you know someone who is looking for work and they meet the qualifications for an existing open position, you may be awarded a bonus. The bonus can range from $50.00 to $500.00 (after all statutory federal and state income taxes) for most positions we have available.  All qualified referred employees must be on assignment (actively on our payroll) for a minimum of 45 days. If you know someone who is looking for work please see our “Refer a Friend” under the Job Seeker section of our website.